IPO of HBD Financial Services opening on June 25, facing initial investors threatens big losses

HBD Financial Services IPO: The IPO of HBD Financial Services is opening on June 25. However, 49,336 initial investors are in danger of losses up to 48 % from this Initious Public Offer (IPO) of Rs 12,500 crore.

There is so much damage

It has been revealed from its latest Red Herring Prospectus (RHP) filed on June 19. According to this, till June 19, 2025, 49,553 individual shareholders already had a stake in HDB Financial. In the company’s unlisted phase, he bought shares in the range of Rs 1,200 to Rs 1,350. Now that the IPO is priced at Rs 700-740 per share, it may cause loss of up to 38-48 percent to the initial investors.

Crores will be shocked

This means that if there is a list close to the IPO offer price band, then the investment value of the person buying the share will be half. In such a situation, if the individual investors bought 1 crore shares at a rate of Rs 1,250 per share, then their total investment is Rs 1,250 crore. Now the upper price band of IPO is Rs 740, so the value of the share will also be reduced from Rs 1,250 crore to Rs 740. That is, there can be a loss of Rs 510 crore.

2500 crore fresh issue in IPO

This IPO of HBD includes a fresh issue of Rs 2,500 crore and an offer for sale (OFS) of Rs 10,000 crore by HDFC Bank Limited, selling 13.51 crore shares under the offer-for-cell (offs) window. HDFC bought these shares at a price of Rs 46.4 and if the IPO is listed on the upper price band of 740, the bank will have a profit of Rs 9,373 crore (before tax).

Let us know that the reason behind bringing the IPO of HBD Financial Services is RBI’s guideline. The RBI’s October 2022 circular states that it is necessary to have a list in the stock market for any NBFCs with upper layer category. Its deadline is till September, 2025. For this issue, investors will be able to bid till June 27.

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