
Banking New Rules: Some of the rules of the private sector banks are going to change from July 1. On the one hand, while HDFC Bank has changed some rules regarding credit cards, the charge on some transactions has also been changed by ICICI Bank. Let us know what is some change, which can affect you-
Change in HDFC Bank’s rules
If you spend more than ten thousand rupees per month on gaming apps like MPL, Dream 11 by using HDFC Bank’s credit card, then you will have to pay more than one percent charge on it. Similarly, if you put more than ten thousand rupees on third party wallets like Mobikwik, Paytm, Ola Money and Freecharge in more than ten thousand rupees, then one percent charge will also be charged. An additional charge of one percent will have to be paid for spending more than 15 thousand rupees on the fuel. Apart from this, even if you pay more than fifty thousand rupees on electricity-water and gas, then one percent charge will have to be paid on it.
Changes in ICICI Bank rules
ICICI Bank, another big bank in the private sector, has changed some charges on IMPS and ATMs. After this, if you use another bank now, then some additional charge will have to be paid on it.
That is, transactions will be available three times every month in metro cities. Whereas in small towns you will be given free up to five transactions. After this, where it used to cost 21 rupees earlier on withdrawing money, then now you will have to pay 23 rupees as charge. Whereas only check the balance or do non -financial work, then it will be charged Rs 8.5 per transaction.
Apart from this, now the charge will have to be paid according to your transaction to send money through IMPS i.e. Tatkal service. For example, two and a half rupees per transaction on 1 thousand rupees, while 5 rupees per transaction above one thousand to one lakh. At the same time, 15 rupees per transaction will have to be given from one lakh to five lakhs.
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